My Investment Philosophy: Curiosity, Quality, and the Long Game
For me, investing is — curiosity, discipline and keeping my eyes on the big picture.
Not chasing quick wins.
Not timing the market.
Instead: understanding where the world is headed — and finding companies built to thrive there.
My investment philosophy is simple:
Keep learning. Focus on quality. Manage risk. Think long term.
If that resonates with you, read on, I’m going to break down the key ideas behind how I invest.
Always Be Learning 📚
This is the foundation.
I read a lot — books, articles, reports — anything that helps me spot the mega trends shaping the next 5–10 years.
Here are the questions I try to answer:
Which sectors / industries are growing?
What technologies are changing our lives?
What (big) problems need solving?
The earlier you spot the trend, the bigger the opportunity.
Look Beyond the Usual Numbers
I don’t rely on common accounting ratios like P/E or EPS — they often miss the real story.
Instead, I dig deeper to uncover a company’s true profitability and its ability to create long-term value.
Finding Great Companies
Once I know where the world is going, I search for high-quality, undervalued businesses with strong leadership and a clear edge.
Here’s what I focus on:
Quality:
Strong Cash Generation: I want consistent free cash flow. Cash is king — it fuels growth, buybacks, and dividends.
Profitability: high margins and steady earnings are essential. I look at:
Owner earnings margin (>15–20%)
EVA margin (>10%)
Growth: profitability should be backed by real growth:
Revenue CAGR >10-20%
Free cashflow CAGR >10-20%
Owner earnings CAGR >10-20%
Competitive Advantage:
A defensible “moat” — whether it’s brand strength, proprietary tech, or cost leadership.
Smart Capital Allocation:
I want to see disciplined reinvestment, acquisitions and solid shareholder returns.
ROIC and CROIC >10%
Trustworthy Management:
Strong numbers + long-term vision + transparency = the foundation of a great investment
Once all the above checks out, I move to valuation — the final verdict.
My selection priorities:
Trading below cash
Trading below net asset value
Trading below liquidation value
Trading below its intrinsic value (with margin of safety)
Managing Risk: Protect the Downside
Finding winners is half the game.
Protecting the downside is the other half.
Here’s how I manage risk:
Diversification — across industries and companies
Margin of Safety — buying at prices that leave room for error
Scenario Planning — thinking through “what ifs” like recessions or new competitors
Playing the Long Game ⏳
Warren Buffett made 99% of his wealth after age 50.
Charlie Munger was broke at 35.
Wealth isn’t built in months.
It’s built in decades.
That’s why I focus on long-term thinking, controlled risk, and ignoring the noise.
Compounding works best when paired with patience and discipline.
Here’s an example of how I put all of this into practice.
Come with me on this journey.
Invest with conviction.